Shopify Balance
- $0 monthly fees or minimum balance3
- $0 transfer fees3
- 2.93% or higher APY reward with no limits1
- Get paid as fast as the next business day2
- Quick and easy online application
Shopify partners with Stripe Payments Company for money transmission services and account services with funds held at Evolve Bank & Trust and Fifth Third Bank N.A., Members FDIC. Shopify Balance Visa® Commercial Credit cards are powered by Stripe and issued by Celtic Bank pursuant to a license from Visa U.S.A. Inc.
Multiply your profits
2.93%
Basic, Grow, and Advanced plans
3.96%
Plus plan
The calculator is for illustrative purposes only. It assumes no rate changes and that your account balance at year 1 and all APY accrued remains in Shopify Balance.
*Shopify provides a reward in the form of an annual percentage yield (APY) on the money you hold in Shopify Balance, and it is not interest. The rate is variable, subject to change without notice, and accurate as of June 4, 2025. The reward accrues daily, and is compounded and paid monthly in the form of a credit to your Balance account.
“Before Shopify Balance, my finances were all over the place. Shopify Balance helps streamline everything and keep my finances organized.”
All your funds in Balance—including deposits—earn a reward of 3.96% annual percentage yield.1
Get daily transfer limits customized to your business, up to $1,000,000.7
A pay-in-full Visa® business card with up to 3% cashback on eligible expenses and 10 months to pay your statement balance.8
An efficient way to schedule, pay, and manage business expenses without subscription fees.9
Automated calculations, nexus tracking, and filing to take the stress out of sales taxes.